Financial inclusion and financial technology: Finance for everyone?

Gerhard Kling; Lihui  Tian

doi:10.1080/1351847X.2021.1981418

Financial inclusion and financial technology: Finance for everyone?

Gerhard Kling^* (Corresponding Author)
, Lihui Tian

^*Corresponding author for this work

Accountancy & Finance, Finance

Nankai University

Research output: Contribution to journal › Article › peer-review

17 Citations (Scopus)

17 Downloads (Pure)

Abstract

Due to technological advances, financial services have been transformed, exhibiting increased competition and market entries by non-banks. In particular, in China FinTech has seen rapid growth with Tech Giants such as Alibaba (Ant Group) rewriting the rules of banking and finance in the twenty-first century. More convenient forms of banking (e.g. mobile banking) promise better access to finance and financial inclusion for poorer households. The merging of finance and technology (e.g. machine learning, artificial intelligence) creates opportunities – but also risks. The special issue on ‘Financial Inclusion and Fintech' provides empirical evidence and theoretical underpinnings to explore the role of FinTech in the context of financial inclusion.

Original language	English
Pages (from-to)	1-2
Number of pages	2
Journal	European Journal of Finance
Volume	28
Issue number	1
Early online date	6 Oct 2021
DOIs	https://doi.org/10.1080/1351847X.2021.1981418
Publication status	Published - 1 Jan 2022

Bibliographical note

We are very grateful for the financial support provided by the ESRC and NSFC (Newton Fund). This paper is part of the research
project entitled ‘Research on China’s Financial System towards Sustainable Growth: The Role of Innovation, Diversity and Financial
Regulation’ (ESRC: ES/P005241/1 and the National Natural Science Foundation of China: 71661137002. In addition, this research
was supported by the National Social Science Foundation of China (Project Number: 17ZDA071).

UN SDGs

This output contributes to the following UN Sustainable Development Goals (SDGs)

SDG 8 Decent Work and Economic Growth

Access to Document

10.1080/1351847X.2021.1981418Licence: CC BY-NC-ND

Tian_etal_EJF_Financial_Inclusion_And_VoR
This is an Open Access article distributed under the terms of the Creative Commons Attribution-NonCommercial-NoDerivatives License (http://creativecommons.org/licenses/by-nc-nd/4.0/), which permits non-commercial re-use, distribution, and reproduction in any medium, provided the original work is properly cited, and is notaltered, transformed, or built upon in any way.
Final published version, 654 KBLicence: CC BY-NC-ND

Cite this

@article{2b1577fdc213467da069ed4dc21acbfd,

title = "Financial inclusion and financial technology: Finance for everyone?",

abstract = "Due to technological advances, financial services have been transformed, exhibiting increased competition and market entries by non-banks. In particular, in China FinTech has seen rapid growth with Tech Giants such as Alibaba (Ant Group) rewriting the rules of banking and finance in the twenty-first century. More convenient forms of banking (e.g. mobile banking) promise better access to finance and financial inclusion for poorer households. The merging of finance and technology (e.g. machine learning, artificial intelligence) creates opportunities {\textendash} but also risks. The special issue on {\textquoteleft}Financial Inclusion and Fintech' provides empirical evidence and theoretical underpinnings to explore the role of FinTech in the context of financial inclusion.",

author = "Gerhard Kling and Lihui Tian",

note = "We are very grateful for the financial support provided by the ESRC and NSFC (Newton Fund). This paper is part of the research project entitled {\textquoteleft}Research on China{\textquoteright}s Financial System towards Sustainable Growth: The Role of Innovation, Diversity and Financial Regulation{\textquoteright} (ESRC: ES/P005241/1 and the National Natural Science Foundation of China: 71661137002. In addition, this research was supported by the National Social Science Foundation of China (Project Number: 17ZDA071). ",

year = "2022",

month = jan,

day = "1",

doi = "10.1080/1351847X.2021.1981418",

language = "English",

volume = "28",

pages = "1--2",

journal = "European Journal of Finance",

issn = "1351-847X",

publisher = "Routledge",

number = "1",

}

TY - JOUR

T1 - Financial inclusion and financial technology

T2 - Finance for everyone?

AU - Kling, Gerhard

AU - Tian, Lihui

N1 - We are very grateful for the financial support provided by the ESRC and NSFC (Newton Fund). This paper is part of the research project entitled ‘Research on China’s Financial System towards Sustainable Growth: The Role of Innovation, Diversity and Financial Regulation’ (ESRC: ES/P005241/1 and the National Natural Science Foundation of China: 71661137002. In addition, this research was supported by the National Social Science Foundation of China (Project Number: 17ZDA071).

PY - 2022/1/1

Y1 - 2022/1/1

N2 - Due to technological advances, financial services have been transformed, exhibiting increased competition and market entries by non-banks. In particular, in China FinTech has seen rapid growth with Tech Giants such as Alibaba (Ant Group) rewriting the rules of banking and finance in the twenty-first century. More convenient forms of banking (e.g. mobile banking) promise better access to finance and financial inclusion for poorer households. The merging of finance and technology (e.g. machine learning, artificial intelligence) creates opportunities – but also risks. The special issue on ‘Financial Inclusion and Fintech' provides empirical evidence and theoretical underpinnings to explore the role of FinTech in the context of financial inclusion.

AB - Due to technological advances, financial services have been transformed, exhibiting increased competition and market entries by non-banks. In particular, in China FinTech has seen rapid growth with Tech Giants such as Alibaba (Ant Group) rewriting the rules of banking and finance in the twenty-first century. More convenient forms of banking (e.g. mobile banking) promise better access to finance and financial inclusion for poorer households. The merging of finance and technology (e.g. machine learning, artificial intelligence) creates opportunities – but also risks. The special issue on ‘Financial Inclusion and Fintech' provides empirical evidence and theoretical underpinnings to explore the role of FinTech in the context of financial inclusion.

U2 - 10.1080/1351847X.2021.1981418

DO - 10.1080/1351847X.2021.1981418

M3 - Article

SN - 1351-847X

VL - 28

SP - 1

EP - 2

JO - European Journal of Finance

JF - European Journal of Finance

IS - 1

ER -

Financial inclusion and financial technology: Finance for everyone?

Abstract

Bibliographical note

UN SDGs

Access to Document

Fingerprint

Cite this